Suntrust Mortgage Loan Modification - How Can You Get Approved?

 

Homeowners hoping to get a Suntrust mortgage loan modification should be careful about making sure things are in order and be prepared to spend a lot of time dealing with their loan company.

This is a really good example of why homeowners, no matter who your loan provider may be must always stay on top of the loan modification process. It's recently been proven that many lenders do not have the work force to perhaps handle the scores of homeowners looking to modify their loans. For whatever reason, nor have they bothered hiring extra staff to deal with the over load. So what should you do being a consumer?

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You must stay the course. Regardless of all the shenanigans going on with lenders and servicers you cannot throw your hands up and quit. You still must follow the required measures to apply for your loan modification. If you applied for a Suntrust mortgage loan modifications we can't give you any legal advice, we are not attorneys.

If you are not in foreclosure but are still trying to get a Suntrust mortgage loan modification, do so with extreme caution. Document every single discussion. Even if you only get to talk with a receptionist, be sure to note his or her names and note the time and date. Keep very detailed records of all discussions and correspondence. If you aren't getting solutions to your questions insist on a higher authority. If that does not work properly ask for a direct number to a supervisor. Ask for an email. If you find you are not getting anywhere, try their corporate website. Many times you could find phone numbers and emails that may be of help.

By the way, try to be truly warm and friendly with receptionists. They catch the brunt of angry homeowners the whole day. A little goodness can go quite a distance. They may be able to help you reach someone you haven't been able to get your hands on. Sometimes you may have to surpass. One home owner flew 3,000 miles simply so she could meet with a representative of her lender who would be in work at a well known loan modification event. She wasn't having any luck in her own town thus she got on a plane. In the end, she ended up saving her property from foreclosure. That may seem over the top and extreme, but things are changing. Homeowners are desperate. We're not recommending that you need to get on a plane to try and corner your loan provider. The point is, it's becoming so really hard for homeowners they are willing to try almost anything to avoid losing the homes they've worked so hard for.

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You must also continue to regularly follow up. If a representative tells you they will contact you on Wednesday at 3 o'clock. If you don't hear from them, then you should be on the phone at 3:01! Regrettably, loan companies and mortgage servicers have made the home loan modification landscape in a hostile environment.

Suntrust Mortgage Loan Modification - How Can You Get Approved?
Homeowners hoping to get a Suntrust mortgage loan modification should be careful about making sure things are in order and be prepared to spend a lot of time dealing with their loan company.

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