Credit Cards in the UK

In the United Kingdom, the use of credit cards  is similar to the United States or any other country for that matter. They are such a useful thing to carry around with you instead of having to carry money and risk the chance of being robbed.

Most people in the UK would rather obtain the best credit card there is when they first apply, than have to apply later on when they realize that this is not the best card for them at this stage of their life. And so, getting the best UK credit card is very important for most English people. In most instances, the best credit cards would usually mean low interest rates, offer rewards, and also have excellent introductory rates.

But then, it is really important for every UK consumer to shop around for the best credit card deal.

And so, here are some of the UK credit cards considered to be the best:

1. Virgin credit cards

The very best feature of Virgin credit card is that it allows their consumers to choose which features they want to have on their credit cards. This means they would have the chance of getting a 0% balance transfer rate for 9 months, or a fixed annual percentage rate of 15.9%, plus more rewards every time the credit card holder uses the card.

What’s more, people get to choose their very own creative Virgin card motif if this is important to you.

2. The Marbles credit card

This UK credit card is considered nowadays as the card with the best value with impressive customer service. They have a 24 hour customer service hotline. Plus, they also provide a regular monthly statement through online announcements. But you will find that other credit card companies do this too.

It also has 0% stable balance transfer rate for 6 months from the day the account is opened. Again you need to make sure of the deals being offered when you apply.

3. Morgan Stanley Credit Card

This is considered as one of the best UK credit cards because it has 0% introductory rates for balance transfers good for 6 months. It also offers a fixed rate of 14.9%, and their 1% cashback is considered as a useful bonus in the UK market.

4. The egg credit card

In the UK, egg credit card is considered as one of the best credit cards to have. It also offers 0% introductory offer not only for balance transfers but also for ordinary purchases, and this is available through the initial 6-month period. Their annual percentage rate is also set to a standard rate of 14.9%.

With all these 0% introductory rates, low APRs, and everything, these credit cards are definitely the best UK credit cards in the market today. Hence, for most UK consumers, shopping has never been better.